👉 A Clear Title means the property is free from legal disputes, claims, unpaid loans, or encumbrances – basically a “clean slate.” It ensures the owner has the right to sell/transfer the property without any hurdles.
Now the big question – How do you verify if the property really has a clear title? 👇
1️⃣ Examine the Title Deed – Check the original deed (not photocopies). Make sure the seller is the rightful owner and verify the ownership history for the last 30 years.
2️⃣ Obtain an Encumbrance Certificate (EC) – Shows if the property has pending loans, mortgages, or disputes. A “Nil” EC = no encumbrances.
3️⃣ Check the Sale Deed – Must be registered with the Sub-Registrar. Confirm transfer of ownership and payment details.
4️⃣ Verify Property Tax Receipts – Ensure all taxes are paid, no outstanding dues. Cross-check with municipal records.
5️⃣ Request Mutation Records – Confirms legal transfer of ownership in land revenue/municipal records.
6️⃣ Verify Legal Clearances – For under-construction properties, check building plan approvals, land-use permissions, and environmental clearances.
7️⃣ Check RERA Registration – For projects, confirm RERA registration on the state portal to know approvals, timelines, and litigations.
8️⃣ Review Possession Certificate – For ready homes, this proves that possession has been officially handed over.
9️⃣ Check Land Use & Zoning Permissions – Ensure the land is approved for residential/commercial use (not agricultural unless converted).
🔟 Hire a Property Lawyer – To scrutinize all documents and uncover hidden risks like disputes, acquisitions, or boundary issues.
✨ These checks will help you ensure your property truly has a Clear Title before you buy.
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( Clear Title , Property Verification , Real Estate Documents , Resale Flat Buying , Property Legal Check )
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